The majority of investments on Abundance are long term and you should make your investment in the expectation that you will hold it until the end of its term or “maturity”. However, we understand circumstances can change and you may need to get back some or all of your investment before it is due to be paid back.

You can use the marketplace to put your investment up for sale and look for a buyer. Your ability to sell your investment will depend on whether there is an interested buyer, and the amount you will receive for your investment will depend on what someone is willing to pay for it.

If you’re looking to buy an investment on the marketplace, you can find a quick guide to buying here.

Creating an offer to sell an investment

To put an investment up for sale, you need to create an offer on the marketplace. You’ll find this under the Manage section of your account, and then beneath the Trades option below.

You’ll first need to select the investment that you are looking to sell. Most investments can be put up for sale on the marketplace but there are occasional restrictions on particular investments depending on the status of the investment (see Restrictions when selling an investment).

The next step is to choose how much of your investment you want to sell. You can choose to sell all of it, or just a proportion.

Next, you’ll need to set the price that you want to receive for your investment - this is the amount you will receive back if a buyer purchases your investment. The price you set is up to you, but bear in mind that the price you set will affect the estimated return rate for a buyer, and therefore how much demand there is from potential buyers and how quickly they consider buying your investment. A higher price means the buyer will have to pay more to get back the same amount of capital and interest (which is determined by the amount of the investment you are selling) so your offer might be less attractive. When you enter a price, you will see how your offer compares with other offers available for this investment (if there are other investors currently looking to sell).

When choosing an amount and setting a price, you can see the average price the investment has sold for over the last 12-months - this can be useful as a guide to see how much buyers might be willing to pay for your investment. You can hover over this figure to see more information, or click on it to go to the Sale History for that investment and see the full breakdown of historic trades.

There are a number of factors that can influence the price of an investment - you can find out more here.

Once you’ve chosen a price, you can create your offer and it will appear on the marketplace for buyers to view.

Manage your offer(s)

Your offer to sell your investment will stay up on the marketplace until you successfully sell it or change your mind and withdraw your offer.

If you find that you are not attracting any buyers and you have not been able to sell your investment, you can choose to change the price of your investment at any point - other investors might be interested in buying your investment, but only at a lower price than the one you have set.

Your offer will also automatically be withdrawn from the marketplace shortly before a payment is due on the investment. This is because the price of your investment will likely change after the payment is made (or if there is a delay in the payment), because any prospective buyer would no longer receive that interest payment. You are free to put your investment back up for sale once the payment date has passed.

Concluding a sale

If an investor wants to buy your investment, they will be put in contact with you by email to conclude a sale. At the same time, their payment for your investment will be reserved and your offer will be temporarily taken down from the marketplace while you agree the trade.

We will send an email copying in both you and the buyer, inviting you both to agree to the trade. If you are happy to proceed, both of you will need to ‘reply all’ to the email with your agreement. This email step is required before we can complete the trade for you - you can find out more about why this is required here.

Once we’ve received notice of your agreement, Abundance will administer the trade for you, transferring the investment into the buyer’s Abundance account and the money into your account simultaneously.

You have 3 days to come to an agreement on the trade and notify Abundance. If you do not come to an agreement within this period, your offer will automatically be withdrawn to allow you to put your investment back up for sale if you want to.


Quoted returns are no guarantee of future returns and past performance is not a guide to future performance. Your ability to sell an investment and the price you receive will depend on whether there is an interested buyer and how much they are willing to pay. As with any investment product there are risks. Part or all of your original invested capital may be at risk and any return on your investment depends on the ability of the company or local authority that issued the investment to pay your returns.

Did this answer your question?