This article sets out the key steps if you’re looking to buy an investment on the marketplace, and some useful things to be aware of. If you’re looking to sell an investment, you can find a quick guide to selling here.

Remember, as with any investment, there are risks when investing on Abundance. Your capital is at risk and you could lose all the money you invest. The return on your investment depends on the ability of the company or council you have invested in to pay your returns.

The Marketplace is split into the two investment categories we offer - Companies and Councils. Depending on which type of investment you are interested in, you'll need to go to either Companies or Councils in the top menu, then in the drop down select Marketplace in order to browse the investments that are currently listed for sale in that category.

You can you select one of these investments to find all the information relating to the investment, including the Key Terms and the Updates about the investment. You can also view the current sale listings for that investment, and a history of previous trades.

Once you've selected an investment you are interested in, browse the different sale listings that are available. A listing is a specific amount of the investment that an investor has put up for sale. For each listing you can see the Amount of the investment listed for sale, the Price the seller has set it at and also the 'Price per £'. The Price per £ is the ratio of the price to the amount being sold, and allows you to compare the relative price of the different listings.
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If you select the Sale History tab you can see how the current listings compare to previous sales.

If you’ve found a listing you’d like to buy, you can select Buy now and follow the steps to buy the investment from the seller.

You’ll need to deposit money to your Abundance account first, unless you already have cash in your portfolio, to pay for the investment. This amount will be reserved in your Abundance account and the investment will be removed from the marketplace while you agree a sale with the seller.

We will send an email copying in both you and the seller, inviting you both to agree a sale. If you are happy to proceed, both of you will need to ‘reply all’ to the email with your agreement. This email step is required before we can complete the trade - you can find out more about why this is required here.

Once we’ve received notice of your agreement, Abundance will administer the trade for you, transferring the investment into your Abundance account and the money to the seller’s account.

If we do not receive notice of an agreement within 7 full working days, the money reserved for your purchase will be released back to you, and the seller will be able to put the investment back up for sale. This is to ensure your money is not tied up if an agreement is not reached with the seller for whatever reason.

You can find a quick guide on how to sell an investment on the marketplace here.

As with any investment, there are risks when investing on Abundance. Your capital is at risk and you could lose all the money you invest. The return on your investment depends on the ability of the company or council you have invested in to pay your returns. Investments on Abundance are generally long term and you should be prepared to hold them to maturity. The investments are illiquid and you may not be able to sell them if you need your money back earlier, and their value can rise or fall. Some investments may be secured, but this does not guarantee repayment or your return. Quoted returns are no guarantee of future returns and past performance is not a guide to future performance. Specific risks will apply in relation to each investment. Please consider all risks before investing and read all of the information available about each investment.