Abundance is a fully online investment platform, and you can set up an account and start investing in just 5 minutes by following these steps.
Remember, as with any investment, there are risks when investing on Abundance. Your capital is at risk and you could lose all the money you invest. The return on your investment depends on the ability of the company or council you have invested in to pay your returns.
1. Check eligibility
To sign up for an Abundance account you must be over the age of 18 and resident in the UK. Unfortunately, US citizens cannot invest on Abundance, even if you are resident in the UK and hold dual citizenship.
2. Sign up for an account
Click the Sign Up button at the top of our homepage and follow the onscreen instructions to create an online account. Your email address and log in details will be how you access your Abundance account going forwards.
4. Browse investment types
Learn about the different types of investment available on Abundance. We have two categories of investment - councils and companies. You can learn more about them here.
Within each category you will find new investments that are currently open and raising funding, and also the marketplace, where existing investors may be looking to sell some of the investments previously funded through Abundance.
5. Review the investment details
Once you’ve found an investment you like the look of, go into more detail.
For any open investment you will be able to download the Offer Document, which contains full details of the investment. If you are considering buying an investment on the marketplace, you will be able to review the investment Factsheet, the latest updates provided by the company or council behind the investment, and its trading history.
Always read all of the information available about an investment including the risks related to that investment.
6. Choose a portfolio
When you make your first investment, you'll be asked to choose a portfolio to hold it in. You can learn about the different types of portfolio we offer here.
You can choose how much you’d like to invest, from as little as £5 in an open investment. When making your investment you can choose to pay for your investment by debit card or bank transfer, or using money you already have in your Abundance account.
If you want to deposit by debit card you can do this as part of the investing process. If you want to deposit by bank transfer you’ll need to do this first as we will need to wait to receive the money and then credit it to your Abundance account before you can make your investment. You can learn more about depositing money to your account here.
Once you've confirmed your investment, you'll see it showing in your investment holdings within the portfolio you chose.
As with any investment, there are risks when investing on Abundance. Your capital is at risk and you could lose all the money you invest. The return on your investment depends on the ability of the company or council you have invested in to pay your returns. Investments on Abundance are generally long term and you should be prepared to hold them to maturity. The investments are illiquid and you may not be able to sell them if you need your money back earlier, and their value can rise or fall. Some investments may be secured, but this does not guarantee repayment or your return. Quoted returns are no guarantee of future returns and past performance is not a guide to future performance. Specific risks will apply in relation to each investment. Please consider all risks before investing and read all of the information available about each investment.