Abundance is a fully online investment platform, and you can set up an account and start investing in just 5 minutes by following these steps.

To sign up for an Abundance account you must be over the age of 18 and resident in the UK.

Unfortunately, US citizens cannot invest on Abundance, even if you are resident in the UK and hold dual citizenship.

Click the Sign Up button in the top right corner of our homepage and follow the onscreen instructions to create an online account. Your email address and log in details will be how you access your Abundance account going forwards.

Learn about the different types of investment available on Abundance. We have two categories of investment - councils and companies. You can learn more about them here.

Under each category, you will find open new investments, which are currently raising money and the marketplace, where existing investors may be looking to sell some of the investments previously funded through Abundance.

Once you’ve found an investment you like the look of, go into more detail. Take your time to read all the information available about the investment including the risks related to that investment.

When you make your first investment, you'll be asked to choose a portfolio to hold it in. You can learn about the different types of portfolio we offer here.

You can choose how much you’d like to invest, from as little as £5, in any open investment. When making your investment you can choose to pay for your investment by open banking payment or bank transfer, or using money you already have in your Abundance account.

If you've chosen to pay by bank transfer or open banking payment, your investment will be reserved and you'll see it showing in your investment holdings within the portfolio you chose as 'Pending payment'. Once we've received and processed your payment your investment will be automatically confirmed and will no longer show as pending.
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You can learn more about depositing money to your account and the different payment methods here.

As with any investment, there are risks when investing on Abundance. Your capital is at risk and you could lose all the money you invest. The return on your investment depends on the ability of the company or council you have invested in to pay your returns. Investments on Abundance are generally long term and you should be prepared to hold them to maturity. The investments are illiquid and you may not be able to sell them if you need your money back earlier, and their value can rise or fall. Some investments may be secured, but this does not guarantee repayment or your return. Quoted returns are no guarantee of future returns and past performance is not a guide to future performance. Specific risks will apply in relation to each investment. Please consider all risks before investing and read all of the information available about each investment.