Abundance now only offers new investments from Councils. Historically Abundance has also offered investments from Companies.
In all cases these are direct investments, where you are lending money to an organisation for a fixed term length and under a set of terms which state when you are due to be repaid and what return the company, council or community energy organisation will pay.
Councils
Our council investments are in the form of local authority securities . You are lending money to a council so your capital is at risk, but the risk is much lower than lending money to a company. You can read more about the risks of investing in councils here.
Companies
Our company investments are in the form of debentures or bonds. While we have no plans at the moment to offer new company investments, existing investors can continue to use the marketplace.
You are lending money to a company so your capital is at risk and you could lose all the money you invest. As each company is different, the risks will vary for each particular you investment you make so you should consider each investment individually.